pOrk
05-20-2012, 12:38 PM
Doug Schmidt at Providence Home Lending is currently helping me with my mortgage refinance and I wanted to share his info and my experience with the refi process thus far.
Originally I tried to refinance through Landmark Credit Union but that proved rather quickly to be a huge pain in the ass for anyone with a real first shift job. The woman at the branch on 124th in brookfield would NOT work with me on an appointment AT ALL. I work 530-330 in PORT and was not available until 430 at the earliest, or any time on Friday - Saturday. After trying for 2 weeks to make SOMETHING happen I gave up and called Doug to get the ball rolling. Not only was he able to get me in the same week, he offered to stay late or come in early to meet with me and even come in to the office on a Saturday to make this happen. I think it was 3 days from the time I called him I was in the office signing paper work. I ended up locking mine in at 3.325% but the rates are down since I started mine. Anyways, I think after all said and done it comes out to around 1700 and that includes the Home Appraisal. I was able to pull out a few grand to pay off the rest of my wifes school loans and drop my interest rate a full 2%.
Anyways, I'd strongly recommend this guy to help you with any Home Loan or refinance you could need.
Originally I tried to refinance through Landmark Credit Union but that proved rather quickly to be a huge pain in the ass for anyone with a real first shift job. The woman at the branch on 124th in brookfield would NOT work with me on an appointment AT ALL. I work 530-330 in PORT and was not available until 430 at the earliest, or any time on Friday - Saturday. After trying for 2 weeks to make SOMETHING happen I gave up and called Doug to get the ball rolling. Not only was he able to get me in the same week, he offered to stay late or come in early to meet with me and even come in to the office on a Saturday to make this happen. I think it was 3 days from the time I called him I was in the office signing paper work. I ended up locking mine in at 3.325% but the rates are down since I started mine. Anyways, I think after all said and done it comes out to around 1700 and that includes the Home Appraisal. I was able to pull out a few grand to pay off the rest of my wifes school loans and drop my interest rate a full 2%.
Anyways, I'd strongly recommend this guy to help you with any Home Loan or refinance you could need.