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Feature Pony
11-20-2009, 09:21 AM
Anybody have this insurance? Good, bad? I have The bluecard PPO which is $127 a paycheck but my wifes work has this UMR for $99 a paycheck, anybody know any pros or cons to UMR? Thanks

wrath
11-20-2009, 10:21 AM
We've got United Healthcare/UMR. It kind of sucks but it's probably good insurance for Wisconsin. It works out to be about the same as what my old lady had at her job after you factor in cost per month versus coverage. For example, hers cost $40/month more than having both her and myself on mine, but she spends like an extra $30/month on prescriptions on mine because the coverage isn't so great.

I'd get the information from both and compare. The reason why we picked mine is that adding her to my insurance only raised it by $11/pay period for medical/dental/vision/$10klife versus $55/pay period for the same to add me to hers.

pOrk
11-20-2009, 02:55 PM
I have it, its okay. I pay 20 / pay period and the coverage ain't bad. $800 Annual deductable.