Capital One CC's

[Smokey1226]

Anyone have one, and have you had any problems?

[noeggs4u]

raised my rate for no reason..

[michelle]

Haven't had mine too long, but I like it. When I activated it, it was a 10 minute phone call even though I kept telling the girl on the other end (that I could hardly understand) that I didn't want anything added to the card. I still found things added, so I made sure everything extra was removed from the card.

[TheRX7Project]

I used to have some. I never really had any problems.

[Smokey1226]

excellent! Im not too worried about the rate, as i *knock On wood* always have the balance paid for. But i wanted to make sure they didnt have any funky rules that i didnt know of.

[noeggs4u]

Like most card companies now,nobody no"s the rules any more

[88Nightmare]

I have a capital one, works just fine. I got mine with 0% interest for the first 12 months.

[stealthy1ss]

I currently have a Capital One card and the only problem that I have with them is that every now and then they send those damn blank checks.

[GRAMPS SS]

I currently have a Capital One card and the only problem that I have with them is that every now and then they send those damn blank checks.


i have 2 cards from them..and love the blank checks...good as cash....have a low rate on both cards, and have never had a problem with Capital One in over 5 years that i have been with them...i have other cards..Discover(shit company)

i'm sure you'll do fine with them chadly as you will be useing it alot to buy from that store that sends things to you in the plain brown boxes...your brother told me all about it...:thumbsup

credit cards.....worth more in plastic...the american way...

[BoosTT]

Capital one sucks. I've had them for 7 years now. They never raised my limit, even after I asked them. My capital one limit=$500. I had my citi card for 6 months and I'm already at $13000 limit. I have yet to not pay off my credit card each month, so I can't comment about intrest.

Capital one=Doesen't build credit.

[Nick]

CapOne sucks. Cancel the card. Go with Chase, JPMorgan, or AMEX

[stealthy1ss]

Capital one sucks. I've had them for 7 years now. They never raised my limit, even after I asked them. My capital one limit=$500. I had my citi card for 6 months and I'm already at $13000 limit. I have yet to not pay off my credit card each month, so I can't comment about intrest.

Capital one=Doesen't build credit.

Really? They raised my limit after about 3 years without me even asking for it.

[noeggs4u]

Capital one sucks. I've had them for 7 years now. They never raised my limit, even after I asked them. My capital one limit=$500. I had my citi card for 6 months and I'm already at $13000 limit. I have yet to not pay off my credit card each month, so I can't comment about intrest.

Capital one=Doesen't build credit.
Also the same thing they did with mine also 500 limit.Try jpmorgan

[Smokey1226]

CapOne sucks. Cancel the card. Go with Chase, JPMorgan, or AMEX
i dont have the card. I just figure if im spending big money....:( :(...i mine as well be getting something back for it! Does Citi do a nice airline mile package?

[That_Guy]

raised my rate for no reason..


same here.. my credit is in ok shape and they raised my rates like 4% and if i ever default on a payment its like 29% :wow

as far as my limit goes after a year with them they raised it 500 dollars.

[dsireme]

I have had them for a few years now and my limit is $20,000 but it gets paid off every month. I haven't had any problem with them.

If you are looking for the benefits, I would have to say go with Chase's Freedom card. We charge everything on our cards and then pay it off at the end of the month so we get the cash back. Just got $200 back from Chase a couple of months ago.

[Holeshot]

I have had them for a few years now and my limit is $20,000 but it gets paid off every month. I haven't had any problem with them.

If you are looking for the benefits, I would have to say go with Chase's Freedom card. We charge everything on our cards and then pay it off at the end of the month so we get the cash back. Just got $200 back from Chase a couple of months ago.

Same here. Except the college tuition card for the girls. but thats a whole different card.

[theavenger333]

terrible. had terrible luck with them.

[GRAMPS SS]

some will have good luck others won't...then someone will post about another card,,,someone had bad luck..others will have had good luck...the card is what it is...

capital one raised me every 6 moths off the bat....if you call and ask and you don't get it...doesn't that show on your credit report?????
they send out mailings to me when they are going to raise mine..i call and they say this amount...then i ask about that amount...we have a good relationship...close to 20k in credit on one card and on both of them the interest rate this month on both card is 5.65%...plus cash back on both....

all cards have good and bad to them...just ask anyone...

[lordairgtar]

Smokey, if you get the create your own Cap One card, will you put the 88Nightmare/CarRamrod pic on it?