Any bank/loan people here?

[Smokey1226]

What is the current rate for a personal loan at your bank?

[Myles]

i know a guy who knows a guy who knows a guy that will lend out money, if you dont pay he will take your knee caps tho.

[Z28Envy]

the only one I remember is projectcamaro but I'm not sure how often he checks in here anymore since he sold his car.

[Z28Envy]

i know a guy who knows a guy who knows a guy that will lend out money, if you dont pay he will take your knee caps tho.

Sounds like a plan!:thumbsup

[Smokey1226]

Or if anyone has been to the bank lately looking at a personal loan. I checked online and they are all around 10% But that could be much lower than local places. Ill check tomorrow i was just curious

[LIZMO]

i got a personal loan like in... september from summit credit union, and the percentage rate is only 8.9 check them out, theres one on miller park way

[Smokey1226]

thats pretty cheap! im going to make some calls tomorrow! Thanks Liz Your the greatest :D

[LIZMO]

thats pretty cheap! im going to make some calls tomorrow! Thanks Liz Your the greatest :D

thats what he said ;)

[Smokey1226]

thats what he said ;)

oh sweet jesus! lol We think wayyyyy too much alike :thumbsup

[Russ Jerome]

Before you get all excited a lot has changed on morgage end.

Pre aproved for a 150k home in Jan, reapplied for the same loan
for the same house recently with my credit up 40 points from my
jan.....I couldt buy that house if I had twice as much down and
a note from my mom. My lender told me strait out it's going to be
some time before anything changes.

If Bush' idea of "pumping up the economy" is online it hasnt hit
our area yet from my experience. Real estate people wont even
waste there time showing you a home unless you have a pre
aproval letter in your hand, too many curious buyers who will
not get aproval even if they find a steal and can afford it.

[T-Bag]

8.9 is a good rate, my last personal loan from landmark was 12.9 :(

Only had it out for a few months though

[LIZMO]

yea I checked around a few different banks and that was the lowest I got. :thumbsup

[Crawlin]

the credit unions are USUALLY better. The smaller the better it seems too. Like her Summit C.U.

[CobraSnake]

I can get 5% any day of the week at Guardian Credit Union. But, I don't think that would apply to you. You could check them out as well.

Mark

[Crawlin]

I can get 5% any day of the week at Guardian Credit Union. But, I don't think that would apply to you. You could check them out as well.

Mark

best case is 13.75% for a PERSONAL loan like they were asking for. unsecured personal loan. even with the checking account, and the direct withdrawal discount, you aren't cutting that in 1/3 unless you work there. And at that point it has no point being posted unless to brag.

[CobraSnake]

best case is 13.75% for a PERSONAL loan like they were asking for. unsecured personal loan. even with the checking account, and the direct withdrawal discount, you aren't cutting that in 1/3 unless you work there. And at that point it has no point being posted unless to brag.

settle down lasse I was just letting you know about what I was offered.

Mark

[LIZMO]

so how did you get it for 5% then??

[CobraSnake]

so how did you get it for 5% then??

Its the only bank I use for loans so its really just a agreement between me and them. Plus its the only bank that my mother and father and brother use for loans. So our family gives them lots and lots of business.

Mark

[PureSound15]

I work for a large credit union. PM me your credit rating if you know it - otherwise I'll have to have on of my CLOs pull it.

Credit unions are usually lower for personal loans.

[rally_scort]

Its the only bank I use for loans so its really just a agreement between me and them. Plus its the only bank that my mother and father and brother use for loans. So our family gives them lots and lots of business.

Mark

lots and lots of business????


how much of what you have, is actually yours then :rolf

[CobraSnake]

lots and lots of business????


how much of what you have, is actually yours then :rolf

It was mostly car loans from my mother that started the relationship. She used to change her cars at least twice a year.

Mark