What insurance do you have?

[Firefighter Z]

Just wondering what car insurance everyone has...

Mine just went up $12 for no reason at all. I even asked them why and I couldnt get a straight answer from them... And yes $12 is a lot with the economy were having right now.:mad:

I'm just wondering if they raised it cause I wouldn't by a life insurance policy.
BTW: I have State Farm

[mrz28M6]

f*ck state farm! they're a bunch of scammers imo! i have progressive and its 102 bucks full coverage! not bad with my brutal record :)

[GRAMPS SS]

I have SAFECO with MIDTOWN INSURENCE in Brookfield....been with them for over19 years....never..never have i had a problem with them, a claim....or raisng my rates where i felt i was being ripped..or i felt it was too high...anytime i had a question i could call and get a straight answer....when i got the SUV on a sat..i called my rep...he had no problem with me calling him on his day off..even though i could of waited till monday morn..he made sure the SUV had full coverage that day....

[Slow Joe]

American Family... Never had any problems, even when we called about getting some stone chips in the windsheild fixed. And with changing cars all the time...

[michelle]

American Family for me. Never had an issue and my rates never went up after any of my tickets and I had 8 points on my record for while.

[juicedimpss]

farmers insurance here,nobody else would give me home owners with a rottweiler.the vehicles were also cheaper than american family in my case.

[lasttimearound]

farmers here. and i only play 86 a month for my truck (2002 ram) and my datsun (240z)

[Smokey1226]

Speaking of which, is what im paying decent for my age/truck

05 Cummins Heavy Duty everything

20 year old male

No past offenses (knock on wood)

Full Coverage $1000/deductable

$1800/year

I liked paying $875/year for my last car under my dad's name but due to having bought a new truck it HAD to be in my name....not my choice, but the Insurance said it did.

[GRAMPS SS]

farmers insurance here,nobody else would give me home owners with a rottweiler.the vehicles were also cheaper than american family in my case.

famers insurance :rolf:rolf:rolf:rolf:rolf:rolf:rolf:rolf:rolf:rolf :rolf:rolf

i had to..it's so fitting with the cow...:rolf:rolf:rolf:rolf:rolf:rolf:rolf:rolf

[juicedimpss]

Speaking of which, is what im paying decent for my age/truck

05 Cummins Heavy Duty everything

20 year old male

No past offenses (knock on wood)

Full Coverage $1000/deductable

$1800/year

I liked paying $875/year for my last car under my dad's name but due to having bought a new truck it HAD to be in my name....not my choice, but the Insurance said it did.

id say thats not bad
when i had my 04 silverado i had liberty mutual. i was paying 2300/yr with a 500 deductable....and a clean driving record. :chair:

[lasttimearound]

im going to say its kind of high... before i turned 22, i was paying 130 a month with $500 deductibles, and 1 past speeding ticket.

[Smokey1226]

I talked to the agent today and he said with me looking at buying a beater, i could put the beater in my dad's name (so maybe 100/year for liability) and put the truck as Pleasure/work driving and it would save me $700/year!

So $1300 +/- for my truck i think would be a steal for my age.

[Smokey1226]

im going to say its kind of high... before i turned 22, i was paying 130 a month with $500 deductibles, and 1 past speeding ticket.

how new of a vehicle though?

[GRAMPS SS]

I talked to the agent today and he said with me looking at buying a beater, i could put the beater in my dad's name (so maybe 100/year for liability) and put the truck as Pleasure/work driving and it would save me $700/year!

So $1300 +/- for my truck i think would be a steal for my age.



and you passed on buying the ROUSH....that car would of been perfect for you....it's gone...you lose...

[lasttimearound]

2002 dodge ram and a 73 240z (full coverage on both)

[Smokey1226]

2002 dodge ram and a 73 240z (full coverage on both)

you musta had a thing with the insurance lady didntcha! LUCKY!

[lasttimearound]

honestly, the agent i have is awesome. always does everything to make sure we have the lowest rates possible.

[GTSLOW]

USAA

$180 a month full coverage on both vehicles, even w/ wifes driving record.

[lasttimearound]

damn, usaa tried raping me on my 2 cars. they wanted like 220 for me

[mrz28M6]

ditto on usaa! 320/month they quoted me. i laughed at the idiot and hung up.

[05caddyext]

29 year old male.

several bad speeding tickets in the past, nothing in the last 5 years though.

Allstate insurance since I was 18

Full coverage on 2 vehicles

2005 escalade ext $1000 deductible - $74.25/month
2006 mazda6i $1000 deductible - $9/month

I thought sure my agent was wrong when he told me $9 a month for the mazda. He said well, "you can't drive both vehicles at the same time can you?" "the second, less expensive car is very cheap to insure because it doesn't drive itself."

I had to insure the more expensive vehicle as the "daily" driver because thats how the bank said it needed to be done when I got the loan.

[SlowStee]

Just wondering what car insurance everyone has...

Mine just went up $12 for no reason at all. I even asked them why and I couldnt get a straight answer from them... And yes $12 is a lot with the economy were having right now.:mad:

I'm just wondering if they raised it cause I wouldn't by a life insurance policy.
BTW: I have State Farm

This Happened to me as well, I'm with State Farm.

[GTSLOW]

ditto on usaa! 320/month they quoted me. i laughed at the idiot and hung up.

Ya but look at your driving skills. You couldn't rent a go kart. :rolf

[USMARINE1108]

USAA
02 Z28 - full coverage
96 Blazer - liability
Homeowners insurance

$620/6 months

:thumbsup

[mrz28M6]

nan those clowns went back 10 years back on my record! wtf!

[michelle]

I'm 21, a girl, full coverage, and $250 deductible (collision). Granted, it's on a 2001 Ford Taurus, but I pay $381/6 months. Also have rental insurance for my apartment and good student discount.

[Slow Joe]

No comment on insurance rates, even though I think I've got a good rate for what it is... :rolf

Then again... Male + 23 + 310hp Mustang + My Driving Record = FTL :rolf

Then again, they said pur total bill is going to go down more than 2/3 in August when we get married, since Kristie's accident will drop off, and two of my tickets will as well, plus the marriage discount...

[shoooo32]

I have AAA insurance. Not bad. I'm 27 and pay $80 a month for 3 cars. The cobra is on my dad's insurance. ($11 dollars a month for a total hooligan car. nice.) It feels good after all those years of paying $150 a month for a beat up fox body to finally see good rates.

[Mr. Brett]

I've been with American Family for about 6 years and I have absolutely no complaints. My driving record was kind of lousy when I started with them, but my agent has lowered my rates as quickly as possible. My wife and I now have perfect records and we pay ~$150/mo for full coverage ($500 deductible) on an '04 Trailblazer, '04 Grand Prix GTP, and my '99 WS6. The service is outstanding as well. They're always reviewing my account to see if they can lower my rates and they know me by name when I call. Before I can even tell them the reason I'm calling they ask how my kids and wife are (they know them all by name) and which vehicle I'm calling about (they also have those memorized). This is the Terrie Taff agency in West Allis BTW.

[TraNs_aM]

i have state farm and i pay 190 a month for 2 trans ams 93 and 98 and my beater car a topaz, not saying they are the best or not but just letting u kno what i pay

[lasttimearound]

is your name chris?^^ if so, when you get a 98 transam?

[Karps TA]

I have Acuity and they've been decent price wise. No claims yet to deal with besides a chipped windshield that they covered for free.

I suggest shopping insurance around every couple years just to make sure you're still getting good prices. I was with the same agent that my folks had for like ever. I started thinking that my rates were a little high so I shopped around and ended up getting like $200 less per year quotes. So I ended up switching. Then that agent contacted me and told me he could knock his price down $250 from what it was. I was a little peeved that he didn't do that to begin with instead of just jacking me every year. So now I check just to keep them honest.

[Deggy]

I have Progressive.

[SmokinRAM114]

2 speeding tickets on record. 21 years old i pay 167 a mo on my red truck. i have Progressive. they were $100-200 cheaper a year then anyone

[Bobby "Big Daddy" Flay]

25yr old guy with a speeding, reckless driving, and a OWI, all withing the last 3 years, $489/6 months with full coverage on the Camaro and liability on the Buick. I go with a private agent in Kewaskum and have Progressive. I was paying over $300 per month with American family for full coverage on a 1999 Civic SI just after my OWI.:flipoff2:

[SlowStee]

25yr old guy with a speeding, reckless driving, and a OWI, all withing the last 3 years, $489/6 months with full coverage on the Camaro and liability on the Buick. I go with a private agent in Kewaskum and have Progressive. I was paying over $300 per month with American family for full coverage on a 1999 Civic SI just after my OWI.:flipoff2:

American Family....Drunk Driving...yeah..lets get mad at them

[07ROUSHSTG3]

i have american family for everything. overall i am pretty happy with them. i think i could find a little cheaper rates but i am not sure. this is what i roughly pay. i am 25, married with a kid, own everything that i have outright, and have no tickets on my record anymore.

07 mustang full coverage policy with $55,000 replacement value coverage = $60 per month when in use and $6 per month when in storage
05 expedition full coverage policy = $700 per year
07 snowmobile year round full coverage policy = $210 per year
03 atv year round full coverage policy = $140 per year
06 milan full coverage policy = $780 per year
vacation house and primary house insurance combined = around $550 per year i think!?!


edit: i do have one complaint. we pay by the month on most of our policys, and our mailbox is littered with bills and statements. their online pay sucks. i have asked if we could get one master bill and they said that they cannot do that. that is my only real complaint.

[05caddyext]

The only problem with the "cheap" places is that you probably won't have insurance if you do have an issue.

[84hurst]

Progressive. $530 for 6 mo. for the RST (full coverage), Z28 (liability) and the H/O (Comp only). 24 y/o male. One speeding ticket in Febuary (I don't think they know about it yet)

[Prince Valiant]

Badger Mutual: 248/6 mo or 496/year on the insight.
Hagerety: 145/year on the Coronet.
Badger Mutual 312/yr homeowners.
Total insurance yearly: 953/yr
34 y/o, last speeding ticket in 2002.

[Prince Valiant]

ditto on usaa! 320/month they quoted me. i laughed at the idiot and hung up.Well, I'm not sure they appreciated the laughing, I bet your hanging up was exactly the reaction that they wanted.

[GRNDNL]

f*ck state farm! they're a bunch of scammers imo! i have progressive and its 102 bucks full coverage! not bad with my brutal record :)

Thats one of the funniest things I've read on here in a while...........

I deal with insurance companies every day, Progressive is like not having any insurance at all.........

[Deggy]

Thats one of the funniest things I've read on here in a while...........

I deal with insurance companies every day, Progressive is like not having any insurance at all.........

I have to disagree on that . Progressive handled my claim very well. Gave me a lot more than what I thought they would give me from my accident. I got $2800 for damage that appeared to be under a grand.

[Mr. Brett]

I deal with insurance companies every day, Progressive is like not having any insurance at all.........

X eleventy billion. I had Progressive when car got broken into a few years back. It was the biggest nightmare I've ever experienced trying to deal with those people to get the claim handled. It took like 4 days just to get the car looked at and have them do an estimate. Progressive can feast on my taint.

[07ROUSHSTG3]

Well, I'm not sure they appreciated the laughing, I bet your hanging up was exactly the reaction that they wanted.

:rolf

"hey what number can we give this guy to get him off the phone" :durr

-insurance agent throws dart at "too high of a risk" dartboard.

[Firefighter Z]

Ok maybe I shouldn't complain then after seeing everyones rates.
Mine used to be 63.00/month= $378/ 6 months or $756/year.

Now its $74/month= $444/ 6 months or $888/year.

Theres full coverage on the Impala and partial on the Camaro.
Now having my rate go up $11 with no reason is uncalled for, there are less motorists on the due to high fuel prices.

[BoosTT]

23 year old, clean reccord for the last 4 years. American Family ( very happy with the agent too).

$90/month for my TT. I'm very happy. I was paying much more just a year or two ago with a insurance broker (f that!).

[ProjectCamaro]

I've had American Family from when I first starting driving until earlier this year when I switched.
I work for Johnson Bank and we have insurance agents here that work with over 200 different companies. So I had an agent look over my stuff and she saved me a ton of money! Plus if I don't make any claims I get a percent of what I paid back at the end of the year, every single year I don't make a claim! Can't beat that!!

[Yooformula]

We are paying $158 for 2 cars with full coverage a month. I need to shop our policy around to see how bad we are getting raped. I know living in milw makes our rates go up but I want to know if there is something better out there.

[LIZMO]

i have badger... its like 800something every 6 months between my two cars (ones full coverage and ones just liability) and my moms car (full coverage) and i don't think the insurance went up when i had my yearish of a few speeding tickets...

[lordairgtar]

I have Allied Insurance, part of Nationwide I believe. 34$ a month on my 07 HHR.

[mrz28M6]

i was just curious why the rate are so lop-sided?? i mean you can call one place and then you call another and its 100 bucks cheaper a month for exactly the same coverage? i was surprised when usaa went back 10 yrs and discovered a dui in 2000! wtf

[DirtyMax]

Through AmFam I pay ~$200 per month for my house, 3 cars, 2 ATV's, and a 32' travel trailer. I haven't shopped my policy in a while but I think the rate is fair. Never had a claim in 10+ years and no tickets either. Maybe I should go out and hit something so I can get some of that back and feel good about the $20K+ I've given them in the past decade... :goof

My 2 piles of old junk are insured through Hagerty. The premium on that policy is like $250 per year for the both of them.

[TraNs_aM]

is your name chris?^^ if so, when you get a 98 transam?

no my name is Paul and i got it a lil over a month ago

[W1CK3D SAINT]

Unnecessary raise of rates? I don't have the same insurance, but I feel you on that. I had my six month insurance go up about 30 bucks from one period to another for no reason. I didn't quite understand cause I'm over the 25 year old mark, have absolutely no tickets ever, and it's just liability on a neon. That's on AmFam. My next insurance period is coming up and I'm lookin' to get my Typhoon (which will spend 5+ months in storage) insured with full coverage and if they can't offer me something reasonable between the two I'm going somewhere else.

[ProjectCamaro]

i was just curious why the rate are so lop-sided?? i mean you can call one place and then you call another and its 100 bucks cheaper a month for exactly the same coverage? i was surprised when usaa went back 10 yrs and discovered a dui in 2000! wtf


Unnecessary raise of rates? I don't have the same insurance, but I feel you on that. I had my six month insurance go up about 30 bucks from one period to another for no reason. I didn't quite understand cause I'm over the 25 year old mark, have absolutely no tickets ever, and it's just liability on a neon. That's on AmFam. My next insurance period is coming up and I'm lookin' to get my Typhoon (which will spend 5+ months in storage) insured with full coverage and if they can't offer me something reasonable between the two I'm going somewhere else.

These are the exact reasons I went with one of the insurance agents at work. They are independent and will work with over 200 companies to get you the best price and coverage. They won't automaticly sell you whatever insurance company they work for. I'll never understand going to one of agents.

[0TransAm0]

i got state farm i pay just under 400 for 6 months in the TA and when i lost my license 3 years ago it went DOWN :) dont know why or how but then again i didn't ask.. and its been going down a little every year now.. btw im 26