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Prince Valiant
04-15-2008, 03:00 PM
Who do you guys use? Looking at different options for the coronet...

jbiscuit
04-15-2008, 03:05 PM
Hagerty...set your own agreed value. Reasonable rates. They have towing/roadside options etc as well.

Prince Valiant
04-15-2008, 03:08 PM
mind if I ask what your premium is?

GRNDNL
04-15-2008, 03:24 PM
We've got Hagerty on the GS, I think its about $300 a year (Mandy pays it :D.) We've repaired 2 cars with Hagerty Ins, they were quick to get the claims going and easy to work with.

Crawlin
04-15-2008, 03:24 PM
I heard hagarty was pretty good. I thought you could also get an appraisal for a stated value policy through a big name company, but I don't know how the premium's compared.

Crawlin
04-15-2008, 03:25 PM
We've got Hagerty on the GS, I think its about $300 a year (Mandy pays it :D.) We've repaired 2 cars with Hagerty Ins, they were quick to get the claims going and easy to work with.


that should happen when you OWN the body shop :)

GRNDNL
04-15-2008, 04:17 PM
that should happen when you OWN the body shop :)


Both customers cars, both faxed a copy of the estimate and e-mailed pictures, had the Ok to repair in a hour or so......

SSDude
04-15-2008, 04:25 PM
Hagerty $300/year

Of course your rate will differ depending on the value your insuring for:thumbsup

GRNDNL
04-15-2008, 05:22 PM
Hagerty $300/year

Of course your rate will differ depending on the value your insuring for:thumbsup

Thats true.......shouldn't cost more than $3.50 a year to insure some old mopar.....:chair:

DirtyMax
04-15-2008, 05:38 PM
Hagerty times 2 as of today. Both cars combined cost ~$200/yr. annual premium.

Plus called in to Customer Service to get my password reset for my online policy management and a person answered on the first ring and they spoke English. Getting one of those to happen these days is rare.... 2 for 2... gotta love it!

Prince Valiant
04-15-2008, 06:09 PM
Thats true.......shouldn't cost more than $3.50 a year to insure some old mopar.....:chair:Well, the appraised value was 57,000 dollars...glad it's just a 318 :wow

Karps TA
04-15-2008, 06:14 PM
But that's in US dollars, which in Canadian is $3.50. lol

SSDude
04-15-2008, 06:16 PM
Well, the appraised value was 57,000 dollars...glad it's just a 318 :wow

Thanks now i've got to clean off my key board:goof

Prince Valiant
04-15-2008, 08:38 PM
:goof

pOrk
04-15-2008, 11:10 PM
Make sure you read between the lines, a friend had Hagerty and got into an accident driving his car to work. They wouldn't cover it

SSDude
04-16-2008, 04:53 AM
Make sure you read between the lines, a friend had Hagerty and got into an accident driving his car to work. They wouldn't cover it

Nothing between the lines, their right up front about that.

pOrk
04-16-2008, 10:14 AM
^ So thats normal that people never drive their nice cars to work? When its nice out, I wanna drive the car I dumped tons of cash into. Maybe thats just me. I've never read their policy's, but thats strange to say the least imo.

Karps TA
04-16-2008, 10:20 AM
That's normal. If you're driving it to work then it's being considered no different then a daily driven vehicle. Then you would be needing a different type of policy. Haggerty is mostly for the people who do very limted mileage and use their cars not as their main transportation.

pOrk
04-16-2008, 10:24 AM
I'm not talking main transportation, I'm talking driving the car to work once a month. I guess they limit it to no driving it at all unless your taking it to a car show or something similar, thats kinda weak. Is it really that much cheaper then regular insurance?

jbiscuit
04-16-2008, 10:37 AM
They REALLY restrict where you can drive the car honestly. You aren't supposed to use to it run errands, leave it unattended, drive it to work etc...all of which would violate the rules of their policy. I would imagine that even taking the car to Culvers/Gilles on a random night and going in for food would be considered an "errand" and could violate the terms of the policy since its not declared a "car show." In the event something happened to it in the parking lot...IE somebody stole it, it started on fire etc...you might have issues with them

pOrk
04-16-2008, 10:39 AM
^ That doesn't sound like a very promising insurance policy.

jbiscuit
04-16-2008, 10:49 AM
Just saying what they frown on, that's all. I got recommendations from several people that Hagerty is awesome to go through in the event you need to make a claim etc. Thats why I went through them.

I have to say that I wouldn't mind driving my car to work a couple times a summer but the commuters scare the cr@p out of me going through the zoo interchange. Its amazing somebody doesn't die there every day....people flying up on an exit doing 90 in bumper to bumper and pass cars on the right on the shoulder and stuff. I don't want my classic anywhere near those retards.

pOrk
04-16-2008, 10:55 AM
^ I'm so glad I don't have to deal with that. Driving to work at 4 am is awesome, NOBODY out on the roads yet :)

JC70SS
04-16-2008, 11:03 AM
I have Hagerty but am switching to Grundy. Same agreed value coverage, but much cheaper. Grundy is the sponser of My Classic Car.

DirtyMax
04-16-2008, 02:24 PM
I added a vehicle in with Hagerty in about 2 minutes last night. Logged in, gave them the VIN, answered about 10 questions, uploaded a photo, got a quote, paid it, done.

Then I got an email from them this morning that my new (old) car was now insured for the amount I'd requested and that I could go online and print off insurance cards immediately otherwise, some would be in the mail today.

That's what I call easy... :thumbsup

Yooformula
04-16-2008, 03:00 PM
cant you insure the car with a normal insurance company and use them for added security? If your car is indeed a classic then you shouldnt be driving to work and errands and expect a specialty company to cover it. Just pony up and buy normal insurance then.