Prince Valiant
02-05-2007, 03:57 PM
Just had this happen to me....anyone know more about it?
Basically this is what happened:
Went to eat at Qdoba's, Debit card DENIED. Thought to myself...that's odd. Must be something wrong with the communications of the vendor to the bank.
Tried the card later at Blockbuster. DENIED. Still the same thing I thought....but, figured I'd try going to an ATM machine and seeing what happens.
At the ATM machine, I pulled out 40 bucks and got the balance back. A full 1300 bucks was missing from the balance :wow
What the hell? I always know how much is in, what's coming out when, etc...now I know something is fishy, but unfortunately my bank doesn't have 24 hour service (will be changing banks soon) to find out whats going on. Must wait till Monday.
Sunday, tried the card again at a gas pump...DENIED again. Good, I think to myself.
Went inside to check if the balance was the same as last night, or if maybe there was some error in the system. Same balance.
Go in to the bank this morning and inquired as to what was going on...checked my statements and found that I had charged:
250 bucks at a Racetrac in Baton Rouge.
211 bucks at a SAV-A-LOT in New Orleans
189 bucks at a SAV-A-LOT in Baton Rouge
And finally, 597 bucks at a Wal-Mart...that by this time had been re-credited to my number.
I've never recieved a call from Visa about the unusual purchases...
It looks as if Wally world caught the forgery/fraud and thus the card was not to be used as a credit card anymore...but I could still use it as a debit card provided that I used my pin number.
The card had never been used on the internet, never been out of my sight, I've never been to Louisianna, and I keep all reciepts, and have never had a number on them.
The bank says that there has been a rash of card forgery, where they in effect just make a stab at a number. They know little if nothing else, and just make a fake card.
This doesn't make total sense to me...like what about experiation dates, and the final three numbers on the back of the cards...but has anyone heard about this, know anything about it?
Basically this is what happened:
Went to eat at Qdoba's, Debit card DENIED. Thought to myself...that's odd. Must be something wrong with the communications of the vendor to the bank.
Tried the card later at Blockbuster. DENIED. Still the same thing I thought....but, figured I'd try going to an ATM machine and seeing what happens.
At the ATM machine, I pulled out 40 bucks and got the balance back. A full 1300 bucks was missing from the balance :wow
What the hell? I always know how much is in, what's coming out when, etc...now I know something is fishy, but unfortunately my bank doesn't have 24 hour service (will be changing banks soon) to find out whats going on. Must wait till Monday.
Sunday, tried the card again at a gas pump...DENIED again. Good, I think to myself.
Went inside to check if the balance was the same as last night, or if maybe there was some error in the system. Same balance.
Go in to the bank this morning and inquired as to what was going on...checked my statements and found that I had charged:
250 bucks at a Racetrac in Baton Rouge.
211 bucks at a SAV-A-LOT in New Orleans
189 bucks at a SAV-A-LOT in Baton Rouge
And finally, 597 bucks at a Wal-Mart...that by this time had been re-credited to my number.
I've never recieved a call from Visa about the unusual purchases...
It looks as if Wally world caught the forgery/fraud and thus the card was not to be used as a credit card anymore...but I could still use it as a debit card provided that I used my pin number.
The card had never been used on the internet, never been out of my sight, I've never been to Louisianna, and I keep all reciepts, and have never had a number on them.
The bank says that there has been a rash of card forgery, where they in effect just make a stab at a number. They know little if nothing else, and just make a fake card.
This doesn't make total sense to me...like what about experiation dates, and the final three numbers on the back of the cards...but has anyone heard about this, know anything about it?