Firefighter Z
08-17-2006, 10:56 PM
This didn't happen to me but someone else, I'm just passing the information along to fellow car buddies.
This one is pretty slick since they provide YOU with all the
>information,
>except the one piece they want.
>
>
>WARNING...Credit Card Scam.
>
>Note, the callers do not ask for your card number; they already have
>it.
>This information is worth reading. By understanding how the VISA
>&MasterCard
>Telephone Credit Card Scam works, you'll be better prepared to protect
>yourself.
>
>One of our employees was called on Wednesday from "VISA", and I was
>called
>on Thursday from "MasterCard".
>
>The scam works like this: Person calling says, "This is (name), and I'm
>calling from the Security and Fraud Department at VISA. My Badge number
>is
>12460 Your card has been flagged for an unusual purchase pattern, and
>I'm
>calling to verify. This would be on your VISA card which was issued by
>(name
>of bank). Did you purchase an Anti-Telemarketing Device for $497.99
>from a
>Marketing company based in Arizona?"
>
>When you say "No", the caller continues with, "Then we will be issuing
>a
>credit to your account. This is a company we have been watching and the
>charges range from $297 to $497, just under the $500 purchase pattern
>that
>flags most cards. Before your next statement, the credit will be sent
>to
>(gives you your address), is that correct?"
>
>You say "yes". The caller continues - "I will be starting a Fraud
>investigation. If you have any questions, you should call the 1- 800
>number
>listed on the back of your card (1-800-VISA) and ask for Security.
>
>You will need to refer to this Control Number. The caller then gives
>you a 6
>digit number. "Do you need me to read it again?"
>
>Here's the IMPORTANT part on how the scam works. The caller then says,
>"I
>need to verify you are in possession of your card". He'll ask you to
>"turn
>your card over and look for some numbers". There are 7 numbers; the
>first 4
>are part of your card number, the next 3 are the security numbers that
>verify you are the possessor of the card. These are the numbers you
>sometimes use to make Internet purchases to prove you have the card.
>The
>caller will ask you to read the 3 numbers to him After you tell the
>caller
>the 3 numbers, he'll say, "That is correct, I just needed to verify
>that the
>card has not been lost or stolen, and that you still have your card. Do
>you
>have any other questions?" After you say No, the caller then thanks you
>and
>states, "Don't hesitate to call back if you do", and hangs up.
>
>You actually say very little, and they never ask for or tell you the
>Card
>number. But after we were called on Wednesday, we called back within 20
>minutes to ask a question. Are we glad we did! The REAL VISA Security
>Department told us it was a scam and in the last 15 minutes a new
>purchase
>of $497.99 was charged to our card.
>
>Long story made short - we made a real fraud report and closed the VISA
>account. VISA is reissuing us a new number.
>
>What the scammers want is the 3-digit PIN number on the back of the
>card .
>Don't give it to them. Instead, tell them you'll call VISA or Master
>card
>directly for verification of their conversation.
>
>The real VISA told us that they will never ask for anything on the card
>as
>they already know the information since they issued the card! If you
>give
>the scammers your 3 Digit PIN Number, you think you're receiving a
>credit.
>However, by the time you get your statement you'll see charges for
>purchases
>you didn't make, and by then it's almost too late and/or more difficult
>to
>actually file a fraud report.
>
>What makes this more remarkable is that on Thursday, I got a call from
>a
>"Jason Richardson of MasterCard" with a word-for-word repeat of the
>VISA
>scam. This time I didn't let him finish. I hung up! We filed a police
>report, as instructed by VISA. The police said they are taking several
>of
>these reports daily! They also urged us to tell everybody we know that
>this
>scam is happening.
>
>Please pass this on to all your family and friends. By informing each
>other,
>we protect each other.
This one is pretty slick since they provide YOU with all the
>information,
>except the one piece they want.
>
>
>WARNING...Credit Card Scam.
>
>Note, the callers do not ask for your card number; they already have
>it.
>This information is worth reading. By understanding how the VISA
>&MasterCard
>Telephone Credit Card Scam works, you'll be better prepared to protect
>yourself.
>
>One of our employees was called on Wednesday from "VISA", and I was
>called
>on Thursday from "MasterCard".
>
>The scam works like this: Person calling says, "This is (name), and I'm
>calling from the Security and Fraud Department at VISA. My Badge number
>is
>12460 Your card has been flagged for an unusual purchase pattern, and
>I'm
>calling to verify. This would be on your VISA card which was issued by
>(name
>of bank). Did you purchase an Anti-Telemarketing Device for $497.99
>from a
>Marketing company based in Arizona?"
>
>When you say "No", the caller continues with, "Then we will be issuing
>a
>credit to your account. This is a company we have been watching and the
>charges range from $297 to $497, just under the $500 purchase pattern
>that
>flags most cards. Before your next statement, the credit will be sent
>to
>(gives you your address), is that correct?"
>
>You say "yes". The caller continues - "I will be starting a Fraud
>investigation. If you have any questions, you should call the 1- 800
>number
>listed on the back of your card (1-800-VISA) and ask for Security.
>
>You will need to refer to this Control Number. The caller then gives
>you a 6
>digit number. "Do you need me to read it again?"
>
>Here's the IMPORTANT part on how the scam works. The caller then says,
>"I
>need to verify you are in possession of your card". He'll ask you to
>"turn
>your card over and look for some numbers". There are 7 numbers; the
>first 4
>are part of your card number, the next 3 are the security numbers that
>verify you are the possessor of the card. These are the numbers you
>sometimes use to make Internet purchases to prove you have the card.
>The
>caller will ask you to read the 3 numbers to him After you tell the
>caller
>the 3 numbers, he'll say, "That is correct, I just needed to verify
>that the
>card has not been lost or stolen, and that you still have your card. Do
>you
>have any other questions?" After you say No, the caller then thanks you
>and
>states, "Don't hesitate to call back if you do", and hangs up.
>
>You actually say very little, and they never ask for or tell you the
>Card
>number. But after we were called on Wednesday, we called back within 20
>minutes to ask a question. Are we glad we did! The REAL VISA Security
>Department told us it was a scam and in the last 15 minutes a new
>purchase
>of $497.99 was charged to our card.
>
>Long story made short - we made a real fraud report and closed the VISA
>account. VISA is reissuing us a new number.
>
>What the scammers want is the 3-digit PIN number on the back of the
>card .
>Don't give it to them. Instead, tell them you'll call VISA or Master
>card
>directly for verification of their conversation.
>
>The real VISA told us that they will never ask for anything on the card
>as
>they already know the information since they issued the card! If you
>give
>the scammers your 3 Digit PIN Number, you think you're receiving a
>credit.
>However, by the time you get your statement you'll see charges for
>purchases
>you didn't make, and by then it's almost too late and/or more difficult
>to
>actually file a fraud report.
>
>What makes this more remarkable is that on Thursday, I got a call from
>a
>"Jason Richardson of MasterCard" with a word-for-word repeat of the
>VISA
>scam. This time I didn't let him finish. I hung up! We filed a police
>report, as instructed by VISA. The police said they are taking several
>of
>these reports daily! They also urged us to tell everybody we know that
>this
>scam is happening.
>
>Please pass this on to all your family and friends. By informing each
>other,
>we protect each other.